FTAFO: A Federated Transparent Adaptive Financial Optimizer for Reducing Third-Party Dependencies in Workflow Management. Journal of Science, Innovation & Social Impact, [S. l.], v. 1, n. 1, p. 329–339, 2025. Disponível em: https://sagespress.com/index.php/JSISI/article/view/37. Acesso em: 30 nov. 2025.